Mortgages & Protection
We provide a full range of mortgage services.
Finding a mortgage that suits your requirements at the right price and interest rate can be time-consuming and stressful. That is why we provide a range of services to help you find the right solution.
Adverse Credit Mortgages
A mortgage available to those who have a bad credit rating or are in debt.
Switching your mortgage from one provider to another.
Where money is released in stages as the build progresses rather than as a single amount.
These types of mortgages are designed for property investors and private landlords who do not intend to live in the purchased property.
With an Offset Mortgage, you can potentially reduce the amount of interest you pay by offsetting a credit balance against the mortgage debt.
Equity Release Scheme
Equity release schemes allow you to access your property’s value for cash.
First Time Buyers
Helping first time buyers finding the right mortgage for their requirements.
Flexible mortgages recalculate the outstanding capital and interest (the amount you owe) on a daily basis. This allows you to make overpayments when you have money to spare and see an immediate reduction in your loan.
Mortgages & Protection Team
I joined LRG in May 2012 and I’m the senior adviser here. My qualifications are in both Financial and Mortgage Advice: Financial Planning Certificates 1, 2 & 3, MAQ, DipFa and CeRER. I can advise on all types of mortgage, including equity release. I have over 35 years’ experience in finance. I started my working life at Barclays Bank, then moving from banking to insurance at the Prudential as a consultant to IFAs where I qualified as a Financial Adviser. For the last 15 years I have been advising on mortgages. When I’m not at work I enjoy meeting up with friends and family. I’ve been a hornet’s fan since childhood and try to get along to Watford Football Club to see the odd match, with mixed results!
I have been at LRG Financial Solutions since October 2014 as a Mortgage and Protection Adviser, after previously working for Barclays Bank in a variety of roles since 1986. I hold the CeMAP and CeRER qualifications and can advise on all types of mortgages including equity release. I live in Abbots Langley and am married with 2 children and when I am not at work, enjoy running, eating out and supporting Watford Football Club.
I have been working for LRG Financial Solutions since July 2020 as a Mortgage Administrator. I previously worked for Barclays Bank for over 10 years as a Mortgage Specialist before taking a career break to raise my two sons. After that, I worked in Education for 10 years as a Teaching Assistant before returning to the Financial Sector. My interests include running, spending time with family and friends and travelling.
I first joined LRG in 2007 as a part time admin assistant for LRG Insurance and worked alongside the Account Managers for 9 years. In June 2016 my role changed and I now work with the mortgage team, assisting with the day to day admin. I cannot resist chocolate so will suffer the pain of a workout each week!
I have worked in the insurance industry for over 26 years experiencing a variety of roles from, new business sales, personal lines insurance, employee benefits insurance to insurer and client accounts and personal assistant which has given me a wealth of experience and knowledge. I am also qualified as both a children’s and adults fitness trainer, so in my spare time I enjoy getting people moving. I like early morning walks to start the day and I love a Marvel, DC, or Star Wars movie.
Priding ourselves on our efficient and professional customer service, you will find us approachable and friendly at every stage.
Having been established within the industry for over 30 years, we are renowned for our friendly, personal approach.
As a customer focused team, we are helpful and genuine, working closely with our clients to deliver the finest service.